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Jewellery Valuations
Have your jewellery professionally valued for insurance by our in-house Registered Valuer. Each piece is assessed, documented and given an accurate replacement value — so the things you treasure are protected for what they’re truly worth.
What is a jewellery valuation?
A jewellery valuation is a professional, written assessment of a piece’s replacement value — used to insure it properly, keep an accurate record, or settle an estate. It sets down the metal, the gemstones, the craftsmanship and the current market in a formal, documented report.
Ours are carried out in-house by Kat Zahran MIRV, a Registered Valuer with the National Association of Jewellers’ Institute of Registered Valuers — so your report is backed by formal training in gemmology and years of bench experience.
Meet your valuer: Kat Zahran MIRV
A key member of our team, Kat Zahran (MIRV, IRV 100823), is a Registered Valuer with the National Association of Jewellers’ Institute of Registered Valuers — the highest standard of valuation accreditation in the UK.
A comprehensive valuation is an informed opinion supported by years of industry experience and formal training in gemmology and product knowledge. As insurers and customers alike demand higher standards, Kat’s IRV membership gives you a report you — and your insurer — can rely on.
“A jeweller you can trust for all your needs — they’ve valued our jewellery, redesigned old pieces and found new ones for special occasions.”
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How does the valuation process work?
From booking to a fully documented report you can hand straight to your insurer — step through the process below.
Step 1 of 4
Book a valuation appointment
Get in touch to arrange a convenient time. Book online or contact the team, and we’ll talk through which pieces you’d like valued and why.
Step 2 of 4
Bring your jewellery to Ditchling
At your appointment you’ll meet Kat to review your pieces and discuss your requirements, then leave your jewellery with us securely while it’s assessed.
Step 3 of 4
Expert assessment & grading
Kat assesses and values each piece — examining the metal, gemstones and craftsmanship. Where needed (for example diamonds over 1.00ct), stones can be sent to a laboratory for independent grading.
Step 4 of 4
Receive your documented report
Once complete, Kat contacts you with your fully documented valuation report and arranges a time to collect your jewellery — ready to give to your insurer.
How much does a jewellery valuation cost?
Valuations start from £180, with the final cost depending on the number of items and the work involved — larger diamonds and gemstones that need independent laboratory grading are priced accordingly.
If your piece is a bespoke Pruden & Smith commission or remodel, it often qualifies for a discounted formal valuation. Not sure what you’d like to include? We’re happy to talk it through and give you a clear quote.
Frequently Asked Questions
How much does a jewellery valuation cost?
Valuations start from £180. The final cost depends on the number of pieces and the work involved — larger diamonds or gemstones that need independent laboratory grading are priced accordingly. Bespoke Pruden & Smith commissions often qualify for a discounted valuation. You can view our full price list or ask us for a quote.
Do I need a valuation to insure my jewellery?
Most insurers require an up-to-date professional valuation to cover individual items of jewellery, especially higher-value pieces. Our reports give your insurer an accurate replacement value, so you’re covered for what your jewellery would genuinely cost to replace.
How often should I update my valuation?
As a guide, it’s worth updating a jewellery valuation every two to three years, because precious metal and gemstone prices change over time. Some insurers set their own intervals, so it’s worth checking your policy.
What’s the difference between insurance, probate and resale values?
An insurance (replacement) valuation reflects what it would cost to replace the piece new — this is the most common type. A probate valuation reflects fair market value for an estate, and a resale figure is what you might achieve selling it. Let us know what you need the valuation for and we’ll advise on the right type.
Can you value jewellery I didn’t buy from you?
Yes. Kat can value jewellery from any source — modern, antique or inherited — whether or not it was made by Pruden & Smith.
What’s included in the valuation report?
Each report describes the piece in detail — metal, gemstones, measurements and condition — alongside a clear replacement value for insurance. It’s fully documented so you can pass it straight to your insurer.
Can you value diamonds and coloured gemstones?
Yes. Kat values diamond and gemstone jewellery, and where appropriate — for example diamonds over 1.00ct — stones can be sent to a laboratory for independent testing and grading.
How long does a valuation take?
It depends on the number of pieces and whether any stones need laboratory grading. You’ll leave your jewellery with us securely, and Kat will be in touch as soon as your report is ready to arrange collection.
Where are you based?
Our workshop and showroom are in Ditchling, Sussex (2 South Street, BN6 8UQ) — a short drive from Brighton and around an hour from London.
